Assignment Example | Topics and Well Written Essays - 1500 words - 12

Assignment Example The difference between the market value per share and the book value per share suggest that the stock at its current is bargain because the stocks are undervalued as the company is trading far much below its book value. The company therefore has a potential for future growth. The loan should be approved. Even though the company is performing below the industry average, it has a potential for future growth. The company has a relatively higher times interest earned hence is able to pay its interest expense with its operating income with ease. The company has a relatively higher working capital implying that it is relatively liquid hence can meet its short-term obligations as they become due with lots of ease. The company only needs to improve its efficiency in using shareholders money and assets for it to reach the level of other companies in the industry. The company’s current assets have increased from 39.92% last year to 45.61% this year. This implies an increase in liquidity of the firm hence ability to meet its short term debt obligations. However, the company’s current assets have increased as well but with a low margin compared to the increase in current liabilities. The company is relatively efficient in its operations. It has reduced its expenses thus increasing its operating income when compared to last year. This translates to the high net income compared to last year. The company has relatively steady overall results as it has relatively small changes in its financials. For instance, the net income has increased by only 1.29% from 4.04% in last year to 5.33% this year. The company therefore has a relatively stable

Should business take care of its superannuated employees Essay

Should business take care of its superannuated employees - Essay Example It is the obligation of the business management board to take care of the superannuated employees through adhering to the set restrictions. The essay below outlines the reasons why businesses should take care of the superannuated employees with a focus on the benefit to both the employee and business. Most employers and business management structures value their superannuation programs according to the assumed manner in which they are valued by the employees. The viability of the scheme should be ascertained formally through comprehensive research. This implies that most of these benefit programs do not satisfy the employee needs. Paying close attention to the improvement of the superannuated benefits will ensure that the benefits are aligned with what employees want and value. Catering for the welfare of the superannuated employees acts as an assurance to other employees that their future benefits are flexible enough to be useful even when outside the work environment (Billing et al, 2010). Superannuation plays a crucial role in the improvement of the retirement benefits. The change in superannuation programs has enabled employees to apply their superannuation benefits in paying off their mortgage and investing in shares. Focus on superannuated employees ensures that improvement of their welfare is maintained through the use resources from the fund. Superannuation is popular among the work force due to the compound interest accrued after a long working life. The business has an obligation of ensuring that the long-term accumulated benefits are paid during retirement. Taking care of superannuated employee ensures that their patience and willingness to get involved in the high-risk investment is rewarded. Employees should be guarded against losses in the case of business failure. Superannuated employees are the most vulnerable to losses in the event